Self-Help
Black Friday’s Biggest Myth
I am going to cut directly to the chase…. Black Friday’s Biggest Myth: YOU SAVED MONEY I really did not intend for my first blog entry in months to be such a killjoy. It really was not my intent to make anyone feel remorseful for the precious time spent standing in lines waiting…anticipating and [...]
Read More >>Is Your Mortgage Melting Down?
This article contains suggestions for coping emotionally with current financial crises, especially those involving possible foreclosure. Obviously, there’s no “right” way to feel about such a crisis, but there are some helpful ways to respond.
Read More >>Facing Reality Can Be Beneficial to Others
In my last post, I challenged my readers to post the problems that they are having with credit card companies. First and foremost, many were surprised that I was so candid about my own situation. Others wondered if I was truly telling the truth or if I was using someone elses story as my own. Well [...]
Read More >>Sweet Daddy Williams is Back
Predatory Lenders are Not Just Mortgage Companies! We have heard time and time again that this country is either on the verge of or completely in a recession. Much of the blame for our economic state has been dumped on the Real Estate industry and the exotic loan market. Regardless of whose word you take, [...]
Read More >>Stop Identity Theft
Request your credit report from annualcreditreport.com. You are legally entitled to one a year. Review your credit report for any inaccuracies. Look for any names, social security numbers or addresses that have never belonged to you. Dispute any and ALL inaccuracies you see. When stealing your identity, thieves will often list addresses or variations of [...]
Read More >>Let’s Talk About Credit
As Posted on Personal Wealth Challenge Blog – September 15, 2007 Talking about credit for some is like bringing old skeletons out of our closets. Credit mistakes take us back to times in our lives we would rather forget. Whether your credit challenge occurred because of a job loss, death, divorce, job loss, college credit [...]
Read More >>Setting Life and Financial Goals
Spinning in a forever cycle of debt (and stress as a result) should not be my comfort zone. However, the actions that cause me to stay in that cycle have become my way of life. Does that make sense?
Read More >>Getting Started to Building Our Community
I sat frustrated at the failing economy, the decline in the real estate market, failing lenders and the rumored approaching teacher’s strike. Why was I so frustrated and worried. I realized that I, like so many members of the African-American community, am not WEALTHY MINDED.
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